What is tobacconist workers’ compensation insurance?

Workers’ compensation insurance for cigar shops, or workmans’ comp insurance, benefits your employees in the case of a work-related injury or illness. Tobacconist workers’ comp covers an employee’s medical bills, costs of recovery, and a portion of missed wages when suffering from an injury at your cigar shop.

Most states require that you have workers’ compensation insurance when you hire your first employee at your cigar bar. Workers’ compensation benefits your employees but can also cover your legal fees in the event that you are sued over an injury that is not covered by your policy.

Why do you need workers’ compensation insurance?

No matter how safe of a work environment you have for your employees at your cigar shop, accidents can happen anywhere. Tobacconist workers’ comp ensures that the employees at your cigar store are taken care of in the event that they are injured on the job. Something as simple as a back injury from heavy lifting can result in large medical bills, time out of work, and continued physical therapy.

Tobacconist workers’ compensation will help your employee get back on their feet. In extreme cases, it can even cover funeral costs and give benefits to the worker’s family.

Workers’ Compensation Insurance Through Cigar Insurance USA

Accidents can happen at any moment and the road to recovery can be long and costly for an employee or even yourself. Protect your employees and your cigar lounge in the event that an injury occurs. Our tobacconist insurance experts at Cigar Insurance USA are here to discuss your workers’ compensation insurance needs and help find the right policy to protect your cigar shop. Our specialists customize policies to fit all tobacco shops. Call our experts today at (877)CIGAR-17.